Innovative financing solutions for every SME, digital business, entrepreneur or startup
Digital lending experience with an AI-driven financing platform tailored for SME's - SMTAX.
Get Access to Business FundingQuick and Easy.
For businesses looking to access alternative funding, SMTAX partners offer competitive rates, fixed & variable monthly payments and no early repayment fees. Do you need business funding? We will help you apply with all the relevant documentation.
Our Funding Solutions Services
Purchase Order Funding
Secure funding to fulfil your purchase orders and ensure you have the resources to meet orders head-on and deliver on time, every time. Bridge the gap between your order and delivery.
Working Capital Funding
Maintain healthy cash flow and support daily operations seamlessly with Working Capital Funding. This solution offers the flexibility to cover short and medium term needs.
Commercial Property Funding
Invest in the cornerstone of your business's future with our Commercial Property Funding. From purchasing your first business premises to expanding your current holdings.
Vehicle & Asset Funding
Drive your business forward and enhance productivity with our Asset Funding. Whether it's upgrading your fleet or acquiring essential machinery, we've go you covered.
Download our Free Funding Readiness Checklist
Prepare your business for success with our comprehensive Funding Readiness Programme. Gain insights and strategic guidance to enhance your business plan, streamline your financial processes, and present a compelling case to potential investors and funders.
How does the process work?
Apply Online
Click on the "Get Started" button and submit your application. It takes less than 2 minutes
Pre-Approval
Shortly thereafter, should you qualify, you will receive an email with your pre-approval proposal and quote.
Submit Docs
Once the application has been pre-approved. You will receive a request for additional supporting documents.
Loan Approval
We will then send your application and supporting documents for final approval & dispursement
Our Funding Partners
Meet Our Customers
"I am impressed with the service you provided me."
Joseph Masilela KaKumbuza
"Out of 10 I give SMTAX 11. I'm a happy customer. Your service is excellent keep it up."
Mfundo Ntoni
"Easy service to use, good feedback and ultimately you VAT registration is done. SARS being overwelled with registrations en enquiries, its better to use a company like SMTAX. They know the procedures and requirements and truly are there to assist."
Raymond D.
Join 60,000 of small business owners who trust SMTAX with their books
SMTAX's vision is to grow the economy through improving financial inclusion and using technology as our main tool for a larger impact. We aim to do this by assisting small businesses to start and grow their business, and empowering them with financial insights, literacy and ease of doing business. We are human at heart, and aim to build lasting relationships with the entrepreneurs and individuals we support.
Fast & Simple
Our advanced AI technology enables us to provide accurate lending decisions within just 48 hours.
Stay Compliant
We offer finance solutions via API integrations to create a seamless customer experience.
Your data is secure
Your security is our top priority. Your data is kept 100% secure via 256-bit SSL
Flexible Solution
We offer a wide range of tailor-made financing solutions for working capital and more.
Expert Assistance
Our funding specialist are able to handle even the most complicated funding requests.
Customer Experience
Access funding at any time, from anywhere , with a comprehensive service designed to empower SMEs.
Have questions?
Our digital accounting services are designed for a wide range of businesses, including startups, small and medium-sized enterprises (SMEs), and larger organizations across various industries. Whether you are a sole proprietor looking for tax assistance or a growing business in need of comprehensive accounting solutions, SMTAX has the expertise to support your financial journey.
Compliance is at the core of our services. Our team stays abreast of the latest tax laws, financial regulations, and compliance requirements to ensure your business adheres to all necessary legal standards. From filing tax returns with SARS to meeting CIPC and Department of Labour requirements, SMTAX navigates the complexities of compliance on your behalf.
Absolutely. SMTAX is designed to work seamlessly with a wide array of financial systems and tools. Our team can assist in integrating our services with your existing software, ensuring a smooth transition and continuity in financial management practices.
What distinguishes SMTAX is our commitment to personalised service. Each client is assigned a dedicated customer success manager who ensures that all your accounting, compliance, and tax needs are met with the highest standard of excellence
Eligibility criteria can vary depending on the type of funding you choose. Generally, you'll need to provide financial statements, demonstrate business stability, and show a clear plan for fund usage. Our team will guide you through the specific requirements.
We offer comprehensive support throughout the application process, including assistance with documentation, answering any queries you might have, and providing expert advice to strengthen your application.