Small business benefit from being able to access lower cost to capital. We only charge a small percentage of the amount funded. No initiation fees 

Environmental risk, mostly refers to the industry in which you operate. Also looks at the industry in which your customers operates.

Financial risk is mostly determined by your companies financial state. We look at your monthly cash flows and the security you have to offer. 

Management risks takes into account the skills, commitment and ability of the owners and management.