Apply for SME Funding 
Quick and Easy, within 48 hours

For SME's looking to access alternative funding, SMTAX partners offer competitive rates, fixed & variable monthly payments and no early repayment fees. Do you need business funding? We will help you apply with all the relevant documentation.​


No Fixed Contracts  | Cancel Any-time | Bank Approved Service Provider 

Apply for Funding & Save 30%

How does the process work?

Apply Online

Click on the "Get Started" button and submit your application. It takes less than 2 minutes

Pre-Approval

Shortly thereafter, should you qualify, you will receive an email with your pre-approval proposal and quote. 

Make Payment

Once the quote is accepted, our billing team will invoice you. Pay via credit card, EFT, or ATM deposit.

Loan Approval

We will then send your application and supporting documents for final approval & dispursement

Access growth or working capital

Affordable funding

Borrow between R20 000 and R 10 000 000; over variable terms, subject to application criteria and process.

Market Place

We use an online Credit Marketplace to apply for funding on your behalf without securing against any assets.

Low costs

Small businesses access lower-cost capital. We charge a small percentage of the funded amount with no initiation fees.

Access to Funding

Get your business funded

For businesses looking to access alternative funding, SMTAX partners offer competitive rates, fixed & variable monthly payments and no early repayment fees. 

Environmental Risk

Environmental risk, mostly refers to the industry in which you operate. Also looks at the industry in which your customers operates.

Financial Risk

Financial risk is mostly determined by your companies financial state. We look at your monthly cash flows and the security you have to offer. 

Management Risk

Management risks takes into account the skills, commitment and ability of the owners and management.

Our Funding Partners

Since our inception, we've worked with some amazing companies. In our journey to ensure financial transformation we've had the pleasure of working with Old Mutual, ABSA, Coca Cola, Nedbank, Standard Bank.


We have dedicated professionals leveraging technology tools to provide financial solutions to individuals, small and medium-sized businesses across several market segments and geographies in South Africa and the Rest of Africa.