Accounting Software made for Small Business from only R450/ month
Automated invoices, online payments, and real-time reporting to save you time. Stay on top of finances, tax submissions, and compliance anytime, anywhere, and on any device, for as little as R195 per month.
→ Track supplier bills & statements
→ Automated bank reconciliation
No Fixed Contracts | Cancel Any-time | Trusted by +70 000 SMEs

Rated 5-star by entrepreneurs
"Very easy and user friendly to use so if there was a 10 star rating it would have gotten it from me for the service I recieved"
Warren Frieselaar
"It was quick and hassle free less than 10min. Keep it that way.thanks SMTAX"
Gert Louw
"SMTAX is very helpful and easy to apply quick & fast"
Nkululeko Sithole
"Easy online application. Totally affordable rates for small business , personal human response when making contact. Stuck to deadlines indicated.""
CEO: Homemade CPT
"The service i received from Smtax was professional and the representative I spoke with was patient and answered all my questions. Great service and very convenient."
Sonwabe Mhletywa
"It was a wonderful experience working with you guys. Thank you so much, hoping to work with you guys again. I received all my documents, and I am currently waiting for Nedbank to call me regarding the business account. Thank you so much, you deserve my 5 stars."
Kgosi Lentswe Macogo
"The service i received from Smtax was professional and the representative I spoke with was patient and answered all my questions. Great service and very convenient."
Sonwabe Mhletywa




Run & Grow your business with affordable, transparent pricing.
Select the plan that's right for your business. You can always upgrade or downgrade anytime.
R450/ month
Ideal for sole traders, new businesses, and the self-employed.What's included:
- Send up to 20 quotes and invoices
- Capture up to 5 bills
- Reconcile 20 bank transactions
- Capture bills and receipts with Hubdoc
- Business Financial Snapshot
R650/ month
Ideal for growing small businesses with more than 20 transactions. What's included:
- Send unlimited invoices and quotes
- Capture unlimited bills
- Reconcile unlimited bank transactions
- Capture bills and receipts with Hubdoc
- Short-term cashflow projections
- Business Financial Snapshot
R825/ month
Ideal for estabilished small businesses with multi-currency requirements. What's included:
- Send unlimited invoices and quotes
- Capture unlimited bills
- Reconcile unlimited bank transactions
- Capture bills and receipts with Hubdoc
- Short-term cashflow projections
- Business Financial Snapshot
- Send invoices in multiple currencies
- Capture bills in multiple currencies
All plans cover the basics
Invite
others
Invite team members and accounting professionals anytime you like.
Financial
Reports
Create real-time performance reports and budgets - no month-end wait.
Mobile
Apps
Do invoicing, create expense claims, and track sales and income on the go.
Real-time Transactions
Connected bank accounts auto-update transactions in Xero.
Integrates 700+ apps
Business applications like inventory and time tracking connect with Xero.
24/7 support included
Our friendly and knowledgeable experts are always here for you.
Secure SSL encryption
Protecting your data is central to everything we do.
Regular
updates
Every 3-6 weeks we release updates inspired by customer ideas.
Unbundled & Pay As You Go
If you’re looking for a once-off service tax service, choose the appropriate product below.
SARS Public Officer
Appointing a SARS Public Officer is a legal requirement for all registered companies in South Africa. The Public Officer acts as the main contact person with SARS for all tax matters. This appointment should be done immediately after company registration to ensure tax compliance and avoid penalties.
Income Tax Return
Registering on the Central Supplier Database (CSD) is essential for businesses wishing to do business with any government department or entity. CSD registration allows your company to be considered for tenders and procurement opportunities. This should be completed if you plan to work with the public sector.
Tax Clearance PIN
A Tax Compliance Status (TCS) Pin is your company’s digital proof of good tax standing with SARS. Many clients, banks, and government entities will request your TCS Pin before entering into contracts or releasing payments. Obtain your TCS Pin once your company is registered and tax matters are up to date.
Financial Statements
Declaring your company’s beneficial ownership is a regulatory requirement in South Africa. This declaration identifies the individuals who ultimately own or control the company, promoting transparency and preventing financial crimes. Complete this declaration to remain compliant.
PAYE Registration
Register for Pay-As-You-Earn (PAYE) if your company will be employing staff. Registration ensures you can legally deduct and submit employees’ income tax to SARS. You need to register before your first payroll run or after you hire your first employee.
VAT Registration
Unemployment Insurance Fund (UIF) registration is compulsory for all employers and provides support to employees who become unemployed. Register with UIF after hiring your first staff member to ensure labour compliance.
PBO Registration
The Compensation for Occupational Injuries and Diseases Act (COIDA) registration protects both your business and employees in case of workplace injuries or diseases. COIDA registration is required before employees start work.
Import Registration
Import or Export Registration is required if your business plans to trade goods across South African borders. This registration allows you to legally import or export goods and is needed before engaging in any cross-border transactions.
How does the process work ?
Apply Online
Select the package that best suits your needs and complete the online form. Takes about 5 minutes.
Accept Quote
Our customer success team will send you a formal quote for acceptance within 24 hours.
Onboarding
We will set up an onboarding meeting with you to better understand your company and your needs.
Setup & Support
We will set up your accounting, tax and compliance accounts and provide ongoing compliance support.
Join +70,000 small business owners who trust SMTAX
Since our inception in 2015, we've worked with some amazing companies. In our journey to ensure financial transformation, we've had the pleasure of working with Old Mutual, ABSA, FNB, Nedbank, and Standard Bank.








Why Choose Us?
Support
All SMTAX customers receive support from a dedicated account manager and bookkeeper.
Communication
We have multiple communication channels and We respond within 24 hours, guaranteed.
Regular reports
Receive monthly financial statements to your inbox on the 10th of each month for insight your business.
Compliance
SMTAX will manage all compliance related to running your business on time and efficiently.
Market Leader
We are a market leader in digital tax, accounting and advisory solutions in South Africa
Real-time Insights
Our service offering provides you with real-time insights to help you make informed decisions .
Improved Profits
Our Accounting, tax and business -advisory is built to ensure improved business profitability.
Tax Incentives
SMTAX ensures that your business takes advantage of available tax incentive and savings.
Frequently Asked Questions
Monthly Tax Compliance is our ongoing service that helps you stay on top of key SARS submissions, deadlines, and compliance requirements—without leaving everything until the last minute. We support you digitally, so you can get help from anywhere and on any device.
Our Run plan is designed for growing businesses (for example, under R1 million turnover per year) with existing employees. It includes everything in Start and adds payroll-related support and additional reporting, including payroll administration and PAYE/UIF/COIDA-related submissions as listed in the plan.
Our Grow plan is built for businesses with more complex compliance needs. It includes everything in Run, plus VAT return submission and SARS audit assistance as listed in the package.
Yes. You can upgrade or downgrade anytime, so your support can scale up or down as your business changes.
Yes—there are no fixed contracts, and you can cancel anytime. We want the service to be flexible and to earn your business month-to-month.
We keep it simple:
- Apply online (about 5 minutes)
- Accept your quote (we send a formal quote within 24 hours)
- Onboarding meeting so we can understand your company and what you need
- Setup & support, where we help set up your accounting, tax, and compliance accounts and then support you on an ongoing basis
Yes. If you don’t need a monthly package, we offer Unbundled / Pay As You Go services so you can get help with a specific once-off task.
Yes. If you’re behind, our Catch-up & Clean-up option is designed to help you get back on track. You can request a catch-up quote, and we’ll guide you through what’s outstanding and what we need from you to start.
Yes. We can assist with Tax Clearance Status PIN support. This is included in our plans, and we also offer a once-off Tax Clearance PIN service if that’s all you need.
In most cases, please allow up to 48 hours for our tax specialists to generate and send your PIN. It may take longer if you are not the SARS Registered Representative, because that can affect access and turnaround times.
We send tax return status updates via email and WhatsApp, including progress updates and confirmations when submissions are completed.
Yes. We offer Public Officer assistance as a once-off service, which can include help with SARS eFiling setup and general compliance checks (as outlined on our website).
No. We’re a private company that provides paid assistance. We are not affiliated with SARS, CIPC, or any government authority. Where applicable, official outcomes are issued by the relevant authority.
Yes. We list our professional accreditations and reference numbers on our website, including references for SARS, SAIT, SAIBA and SAICA.
Yes. We have locations in Cape Town, Knysna, and Umhlanga (Durban). If you prefer an in-person conversation, contact us and we’ll advise you on availability and the best way to book.
You can contact us by phone or email, WhatsApp us, or apply online to get started and receive a quote.
No problem—apply online or request a call back. We’ll ask a few quick questions (turnover, trading status, employees, VAT/payroll needs) and guide you to the best-fit option.
If SARS raises a query, we can assist you through the process depending on your service scope. We also include SARS audit assistance in our Grow plan for customers who need more comprehensive support.
