Personal Financial Solutions

SMTAX is one of South Africa's fastest growing online income tax return intermediary and registered SARS tax practitioner. Our online dashboard integrates directly with the SARS online filing system. This means that your return is completed by a tax expert and submitted directly to SARS.

Our Financial Solutions


Personal Tax Return

Individuals and sole traders who earn an income (from a salary, director fees, commission, trading fees, dividends etc.) must file a tax return every year before 31 October.


Tax Advisory

"Don't let the tax tail wag the business dog". It is important to understand the tax implications of business transactions


Financial Advice

SARS randomly selects returns for review & audit. You will need to satisfy to SARS your calculations and basis.


Available 24x7

We have an online system so you can file your tax returns anytime, anywhere. We have excellent response times to emails & messages.


Easy and Secure

Our online application is quick, easy and secure. We have a 100% transparent fee structure so you know exactly how much you will pay for our service..


Expert Advice

Our tax experts will ensure that you take advantage of possible tax deductions and exemptions.  This way you get access to advice that suits your individual needs.


Affordable prices

We use technology and innovative solutions to ensure that the tax return process is seamless and as automated as possible. This gives you more value for your money.

How does it work?


Step 1: 

Select the service you would like to get, click "Get Started " and complete the online form .


Step 2

Upload the requested documents.  Alternatively you can also email your documents to .


Step 3: 

You will receive an online quotation based on your answers in step 1-2. Make payment and send proof of payment to


Step 4:

SMTAX will authenticate your details and submit your tax return on your behalf. 

Insurance & Savings Products



Saving money is key to achieving your goals whether saving for a new car, a trip overseas or a deposit on a home.  You can invest in tax free investments or unit trust with some of the best  asset managers in South Africa.


Retirement Savings

Saving for your retirement is an important decision. There are various retirement plans you can choose from. In addition,  fund contributions are tax deductible so  you can get a bigger tax refund from SARS.


Estate planning & Wills

Your will is an essential part of estate planning as it stipulates how you want your assets dealt with upon your death.


Funeral Cover

Taking out funeral cover for your family and employees provides you with the peace of mind that the funeral expenses can be covered should anything happen. You have a choice of plans to choose from.


Disability, Critical Illness Cover

Your ability to earn an income is one of your greatest assets. Disability and severe illness cover will pay you a monthly income or lump sum payout if you cannot work because of an illness or injury.


Life Cover

Make sure you leave your family financially secure. Choose cover options to suit your life insurance needs or get a life insurance quote.


Short Term Insurance

Cover your laptop, mobile phone , vehicle and other valuable items. 


Medical/Hospital Cover

Cover your laptop, mobile phone , vehicle and other valuable items.