• Get Access to funding

    For businesses looking to access alternative funding, SMTAX Capital offers competitive rates, fixed & variable monthly payments and no early repayment fees. Are you funding ready? Take the test to find out.
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Access to Funding

Apply for business funding

Get your business funded

For businesses looking to access alternative funding, SMTAX Capital offers competitive rates, fixed & variable monthly payments and no early repayment fees.

Please note: Loan applications are administered by SMTAX Capital a separate legal entity.

Access growth or working capital

Affordable funding

Borrow between R1 000 and R 100 000; over variable terms, subject to application criteria and process.

Market Place

We use an online Credit Marketplace to apply for funding on your behalf without securing against any assets.

Low costs

Small business benefit from being able to access lower cost to capital. Only charge a percentage of the amount funded. No initiation fees 

Apply for business funding

How to get funded

Step 1

Complete the online form.

Step 2

Accept terms & conditions

Step 3

If successful, we will link you up with our lending partners.

Environmental Risk

Environmental risk, mostly refers to the industry in which you operate. Also looks at the industry in which your customers operates.

Financial Risk

Financial risk is mostly determined by your companies financial state. We look at your monthly cash flows and the security you have to offer. 

Management Risk

Management risks takes into account the skills, commitment and ability of the owners and management.